Retiree: how to rent a home in France without a guarantor?

Yes, the Garantme Guarantee is open to retirees. Your pensions count as income, and Garantme replies within 3 business hours.

Which documents do retirees need to provide?

One of the following:

• your tax notice (avis d'imposition) issued in year N on income from year N-1;
• or your pension statements, basic and supplementary;
• or your retirement notification.

Which documents does everyone need to provide?

• a valid, legible ID document: national ID card, passport, residence permit, driving licence or visa;
• proof of savings less than 2 months old (bank certificate, account statement or screenshot of your online banking) showing your name, your bank, the date and the balance;
• if you are married or in a civil partnership (PACS): proof of your status (marriage or PACS certificate, family record book…) and your spouse's or partner's ID.

For rents above €5,000 per month, additional documents are required: Garantme Guarantee for rents above €5,000.

How do I get the Garantme eligibility certificate?

1. Create your application online at garantme.fr and upload your documents.
2. Garantme reviews your complete application and replies within 3 business hours.
3. You receive your eligibility certificate to add to your rental application.
4. Once you have found a home, follow the steps to get the guarantee deed.

How much does the Garantme Guarantee cost?

From 4.5% of the annual rent including charges, paid by the tenant. The Garantme Guarantee is free for the landlord (pricing details).

Who backs the Garantme Guarantee?

The Garantme Guarantee is backed by licensed insurers: see the insurers behind the Garantme Guarantee.

Updated on 10 November 2026.