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Liberal profession: how to rent a home in France without a guarantor?

Garantme acts as guarantor for liberal professions in France (lawyers, doctors, consultants…) based on proof of activity, their tax notice and proof of savings, with an answer within 3 business hours.

Yes, the Garantme Guarantee is open to liberal professions: lawyers, doctors, physiotherapists, architects, consultants and more. You prove your activity and income, and Garantme acts as guarantor to your landlord. You get an answer within 3 business hours.

Which documents do liberal professionals need to provide?

  • proof of activity: Kbis extract, INSEE registration certificate, professional card or collaboration agreement;
  • your tax notice (avis d'imposition) issued in year N on income from year N-1;
  • if your activity is less than 12 months old: your last 3 bank statements.

Which documents does everyone need to provide?

  • a valid, legible ID document: national ID card, passport, residence permit, driving licence or visa;
  • proof of savings less than 2 months old (bank certificate, account statement or screenshot of your online banking) showing your name, your bank, the date and the balance;
  • if you are married or in a civil partnership (PACS): proof of your status (marriage or PACS certificate, family record book…) and your spouse's or partner's ID.

For rents above €5,000 per month, additional documents are required: Garantme Guarantee for rents above €5,000.

Is a minimum length of activity required?

No. No minimum length of activity is required if you have sufficient savings.

I work as a collaborating professional: am I eligible?

Yes. Your collaboration agreement is enough as proof of activity.

I practise through a company (SELARL, SELAS…)

If you are the manager or director of your company, see the Garantme Guarantee for company managers and directors.

How do I get the Garantme eligibility certificate?

  1. Create your application online at garantme.fr and upload your documents.
  2. Garantme reviews your complete application and replies within 3 business hours.
  3. You receive your eligibility certificate to add to your rental application.
  4. Once you have found a home, follow the steps to get the guarantee deed.

How much does the Garantme Guarantee cost?

From 4.5% of the annual rent including charges, paid by the tenant. The Garantme Guarantee is free for the landlord (pricing details).

Who backs the Garantme Guarantee?

The Garantme Guarantee is backed by licensed insurers: see the insurers behind the Garantme Guarantee.

Updated on 10 November 2026.