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Foreign employment contract or expat: how to rent in France without a guarantor?

Garantme acts as guarantor for employees with a foreign employment contract who move to France, based on payslips, bank statements or an employer certificate, plus a secondment letter.

Yes, the Garantme Guarantee is open to employees whose employer is based outside France: expats, seconded employees, inpatriates and people on international mobility. You do not need a guarantor in France.

Which documents do I need with a foreign contract?

One of the following:

  • your last 2 payslips;
  • or your last 2 bank statements;
  • or an employer certificate or your employment contract.

And a secondment letter, except in some cases (tech sector, international mobility, diplomats).

I work in a country bordering France: which rules apply?

Employees working in a neighbouring country (Switzerland, Luxembourg, Belgium, Germany, Monaco…) are treated like employees in France: provide your last 2 payslips.

Which documents does everyone need to provide?

  • a valid, legible ID document: national ID card, passport, residence permit, driving licence or visa;
  • proof of savings less than 2 months old (bank certificate, account statement or screenshot of your online banking) showing your name, your bank, the date and the balance;
  • if you are married or in a civil partnership (PACS): proof of your status (marriage or PACS certificate, family record book…) and your spouse's or partner's ID.

For rents above €5,000 per month, additional documents are required: Garantme Guarantee for rents above €5,000.

I am not a French national: am I eligible?

Yes. See the conditions for non-French applicants.

How do I get the Garantme eligibility certificate?

  1. Create your application online at garantme.fr and upload your documents.
  2. Garantme reviews your complete application and replies within 3 business hours.
  3. You receive your eligibility certificate to add to your rental application.
  4. Once you have found a home, follow the steps to get the guarantee deed.

How much does the Garantme Guarantee cost?

From 4.5% of the annual rent including charges, paid by the tenant. The Garantme Guarantee is free for the landlord (pricing details).

Who backs the Garantme Guarantee?

The Garantme Guarantee is backed by licensed insurers: see the insurers behind the Garantme Guarantee.

Updated on 10 November 2026.