AAH or disability pension: can you get a guarantor to rent in France?
Yes: Garantme acts as guarantor for recipients of the AAH (adult disability allowance) and of a disability pension, based on their payment statement and proof of savings.
Yes, the Garantme Guarantee is open to recipients of the adult disability allowance (allocation aux adultes handicapés, AAH) and of a disability pension. These resources count as income.
Which documents should I provide?
- your payment statement from the CAF, the CPAM, your provident scheme or your life insurance;
- where applicable, your tax notice (avis d'imposition) issued in year N on income from year N-1 or your bank statements.
Which documents does everyone need to provide?
- a valid, legible ID document: national ID card, passport, residence permit, driving licence or visa;
- proof of savings less than 2 months old (bank certificate, account statement or screenshot of your online banking) showing your name, your bank, the date and the balance;
- if you are married or in a civil partnership (PACS): proof of your status (marriage or PACS certificate, family record book…) and your spouse's or partner's ID.
For rents above €5,000 per month, additional documents are required: Garantme Guarantee for rents above €5,000.
Which other allowances are accepted on top?
Garantme accepts in particular, on top of your income: housing benefits (APL, ALS), PAJE benefits, family allowances (AF), family support allowance (ASF) and the family supplement (CF).
How do I get the Garantme eligibility certificate?
- Create your application online at garantme.fr and upload your documents.
- Garantme reviews your complete application and replies within 3 business hours.
- You receive your eligibility certificate to add to your rental application.
- Once you have found a home, follow the steps to get the guarantee deed.
How much does the Garantme Guarantee cost?
From 4.5% of the annual rent including charges, paid by the tenant. The Garantme Guarantee is free for the landlord (pricing details).
Who backs the Garantme Guarantee?
The Garantme Guarantee is backed by licensed insurers: see the insurers behind the Garantme Guarantee.
Updated on 10 November 2026.