Is there a deductible or a waiting period with the Garantme Guarantee?

No. The Garantme Guarantee has no deductible and no waiting period: the landlord is compensated from the first unpaid euro, from the start of the lease.

How long do I have to report unpaid rent?

45 days from the rent due date. Debts arising more than 45 days before they are reported are not compensated: each day of delay is a day not compensated. The same rule applies to the monthly update of the debt.

Example: for rent due on 1 January, report it by 14 February at the latest.

To report in time: reminder at 10–15 days, formal notice at 20–25 days, then report (what to do in case of unpaid rent).

What conditions apply when the tenant moves in?

A move-in inventory, the first month's rent and the security deposit collected; otherwise the guarantee does not apply (what the Garantme Guarantee covers).

Updated on 11 November 2026.