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Can the Garantme Guarantee be combined with rent guarantee insurance (GLI)?

As a rule, no: French law bars a landlord insured against unpaid rent (GLI) from requiring a guarantor, unless the tenant is a student or apprentice.

Under French law (article 22-1 de la loi du 6 juillet 1989), a landlord who has taken out unpaid rent insurance (GLI) cannot ask for a guarantor, on pain of the guarantee being void, unless the tenant is a student or an apprentice. A security deposit remains possible in all cases. The landlord therefore chooses one solution or the other; Garantme offers both (Garantme GLI, in French).

Garantme Guarantee or GLI: which to choose?

Garantme GuaranteeGLI
Who paysThe tenantThe landlord
Cost to the landlordFreePremium paid by the landlord
Taken out byThe tenant, for their leaseThe landlord or their property manager

See also: what the Garantme Guarantee covers for landlords; is the Garantme Guarantee free for landlords?

Updated on 11 November 2026.