Does the Garantme Guarantee cover all flatmates?

Yes. Garantme issues a joint and several guarantee waiving the benefit of division: in case of unpaid rent, the landlord is compensated for the debts of all the flatmates, not only the share of the flatmate guaranteed by Garantme.

What is the ceiling in a flatshare?

One overall ceiling per lease: 36 months of rent including charges, up to €90,000. The €36,000 ceiling for students does not apply to flatshares.

What condition applies to the landlord?

Each flatmate must have their own guarantor: Garantme or another person.

See also: what the Garantme Guarantee covers for landlords.

Updated on 11 November 2026.